MORTGAGE LOANS            ► To apply online, click here

Building or purchasing a new house?  Need some additional funds to fix up your existing home?  Considering a Home Equity Loan?  Whether you are a seasoned homebuyer, a first-time homebuyer, or you are interested in refinancing your existing mortgage, Fidelity Bank offers a variety of loan products to suit your needs. And, you can apply for your mortgage loan online, 24 hours a day, 7 days a week!

Conventional Loans

Fidelity Bank offers fixed rate conventional loans with 30, 25, 20, 15 and 10-year terms. A minimum down payment of 5% is required. Maximum loan amount is $417,000 and mortgage insurance is required on loan-to-values greater than 80%. For current rates, contact a Fidelity Mortgage Loan Specialist at 940-763-2100. 

Mortgage Refinancing

Thinking about refinancing your existing mortgage, but don’t know if now’s the right time? If you’re looking to change the term of your mortgage loan, reduce the interest rate on your mortgage loan, or consolidate multiple mortgages, contact a Fidelity Mortgage Specialist for details. 

PreQualification for Mortgage Loans

Considering a future home purchase? Want to know just “how much house” you can afford? Our online Prequalification Application helps you estimate the mortgage you can qualify for based on the financial information you provide! 

Home Improvement Loans

Thinking about adding on to or remodeling your home? Requires appraisal based on plans and specifications for final improvements. For more information, contact one of our mortgage specialists at 940-763-2100. 

Home Equity Loans

Refinance your existing mortgage on your homestead and take cash out for a variety of uses - college tuition, home remodeling/renovations, debt consolidation, etc.  Maximum Loan-to-Value is 80% of the property's appraised value. Want to learn more? Contact a Fidelity mortgage specialist at 940-763-2100. 

Interim Construction Loans

Building the home of your dreams? Our mortgage loan specialist can help you guide you through the construction financing requirements then offer solutions for permanent financing upon completion. For additional information, just give us a call!  


Certain restrictions, underwriting guidelines, credit scores and debt-to-income requirements apply and vary from loan to loan. Our online loan application is not a loan approval. For more details on our mortgage products, current rates and terms, or if you prefer NOT to apply for your mortgage loan online, contact a Fidelity Mortgage Banker at


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